DUST Search - What do you think of.....

Lightning35 Delta514 wrote:

Mikel Arias wrote:

A great idea that I think have been suggested before. But the bank, depending who is the president of it and other people in charge, could deceive other players, new to the game or naive, even just nice people. Also, the bank could also be a victim of a dirty player asking a loan.

Even tough its a nice idea, there should be some safety in this, a way to get the bank to give the money back when the time comes and the players to pay their loans (and by the way, who would actually need a loan?)

So yeah- I was going to disband my Corp but I then decided to leave it incase I come back and to use it like a personal bank. So I though, why not make my Corp a big bank for dust.

Now yes what you said is bad about people not paying loans. But it wouldn't be a complete loss as to be in te bank, there would have to a mail(application- not Corp application) sent and pre deposited money. Let's say that person decides to borrow x money and not pay back? Well, there would be a limit to how much is loaned forts off- second, idle that were to happen, we would still have isk they left. It would be complex but that's exactly why I'm asking for y'alls opinion. I might do this with my Corp instead of leaving. Idk.


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Mikel Arias Challengers 506 191	Posted - 2015.09.03 00:16:00 - [1] - Quote A great idea that I think have been suggested before. But the bank, depending who is the president of it and other people in charge, could deceive other players, new to the game or naive, even just nice people. Also, the bank could also be a victim of a dirty player asking a loan. Even tough its a nice idea, there should be some safety in this, a way to get the bank to give the money back when the time comes and the players to pay their loans (and by the way, who would actually need a loan?)
Mikel Arias Challengers 506 192	Posted - 2015.09.03 00:27:00 - [2] - Quote Lightning35 Delta514 wrote: Mikel Arias wrote: A great idea that I think have been suggested before. But the bank, depending who is the president of it and other people in charge, could deceive other players, new to the game or naive, even just nice people. Also, the bank could also be a victim of a dirty player asking a loan. Even tough its a nice idea, there should be some safety in this, a way to get the bank to give the money back when the time comes and the players to pay their loans (and by the way, who would actually need a loan?) So yeah- I was going to disband my Corp but I then decided to leave it incase I come back and to use it like a personal bank. So I though, why not make my Corp a big bank for dust. Now yes what you said is bad about people not paying loans. But it wouldn't be a complete loss as to be in te bank, there would have to a mail(application- not Corp application) sent and pre deposited money. Let's say that person decides to borrow x money and not pay back? Well, there would be a limit to how much is loaned forts off- second, idle that were to happen, we would still have isk they left. It would be complex but that's exactly why I'm asking for y'alls opinion. I might do this with my Corp instead of leaving. Idk. There could be some kind of system where you give x amount of isk to a player that asks for isk, but not more than that. After he pays back, the amount of total isk given to this certain player could be higher next time, in case he needs more. So, everytime that a player pains the loan, the quantity of isk he can ask for is higher. Of course, for the idea of the bank to work as a real bank there should be some compensation. Like 3-5% of the money they asked. Only in loans, not the money the put in the bank as a saving.